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Aaron Thompson

aaron.thompson@engelvoelkers.com +1(423) 413-8387

$ 1,259,000

Est. payment -/mo

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Price Dropped by $41K

3530 Treasure CIR Panama City, FL 32408

3 Beds

3 Baths

1,986 SqFt

Open House

Wed May 20, 11:00am - 1:00pm

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,986 sqft

Price per Sqft $633

Subdivision Hampton Harbor

MLS Listing ID 779329

Style Craftsman

Bedrooms 3

Full Baths 3

HOA Y/N No

Year Built 2017

Annual Tax Amount $5,690

Tax Year 2024

Lot Size 9,583 Sqft

Acres 0.22

Property Sub-Type Single Family Residence

Property Description

RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

Location

State FL

County Bay

Community Short Term Rental Allowed

Area 03 - Bay County - Beach

Interior

Interior Features Loft

Heating Central, Electric

Cooling Central Air

Fireplace No

Appliance Electric Oven, Electric Range, Electric Water Heater

Exterior

Exterior Feature Boat Lift, Boat Ramp, Dock, Porch

Fence Partial

Community Features Short Term Rental Allowed

Utilities Available Cable Connected, Electricity Available

Waterfront Description Lagoon,Boat Dock/Slip

View Y/N Yes

Water Access Desc Lagoon,Boat Dock/Slip

View Lagoon

Roof Type Metal

Porch Balcony, Porch, Screened

Private Pool No

Building

Lot Description Sprinkler System

Story 2

Entry Level Two

Foundation Pillar/Post/Pier

Sewer Public Sewer

Architectural Style Craftsman

Level or Stories Two

Additional Building Shed(s)

New Construction No

Schools

Elementary Schools Patronis

Middle Schools Surfside

High Schools Arnold

Others

Restrictions Short Term Rentals Allowed

Tax ID 31430-010-000

Virtual Tour https://www.zillow.com/view-imx/3deae306-6f8b-4d79-a4db-15a053e3d7e0?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Listed by Coldwell Banker Realty

NEARBY SCHOOLS & PROPERTIES

Aaron Thompson

Advisor | License ID: SL3519273

+1(423) 413-8387

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