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Aaron Thompson

aaron.thompson@engelvoelkers.com +1(423) 413-8387

$ 1,295,000

Est. payment -/mo

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6406 River Bluff TRL Panama City Beach, FL 32413

6 Beds

5 Baths

3,746 SqFt

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 3,746 sqft

Price per Sqft $345

Subdivision Rivercamps On Crooked Creek

MLS Listing ID 784323

Style Craftsman

Bedrooms 6

Full Baths 5

HOA Y/N Yes

Year Built 2019

Annual Tax Amount $5,825

Tax Year 2025

Lot Size 0.810 Acres

Acres 0.81

Property Sub-Type Single Family Residence

Property Description

GROUND-LEVEL, SINGLE-STORY LIVING | FLOOD ZONE X | DUAL-RESIDENCE DESIGN | 6406 River Bluff Trail is a thoughtfully designed single-story residence within RiverCamps on Crooked Creek, positioned on an approximately 0.81-acre homesite and offering a scale and sense of space that is increasingly uncommon within the community. Located in Flood Zone X, the property benefits from a high-and-dry classification that typically does not require flood insurance. | Built in 2019, the home offers 3,746 square feet of heated living space with a rare dual-residence configuration, intentionally designed as two fully independent living quarters, each with its own living areas, kitchen, and garage access. The two living environments are connected by shared outdoor spaces, allowing privacy and flexibility without physical separation. | One residence features expansive primary living spaces with its own dedicated garage, while the second provides a complete living suite with its own kitchen, bedrooms, and separate garage. An additional adjacent carport supports the secondary living space and provides convenient covered parking. | The interior includes six bedrooms, five full bathrooms, two kitchens, and multiple living areas, all arranged across a true single-story floor plan. Open-concept main living spaces emphasize flow and functionality, while the metal roof and modern systems reflect recent construction quality. The homesite offers privacy, usable outdoor space, and a wooded setting that supports comfort and day-to-day livability within the RiverCamps environment. | Convenient proximity to the community entrance supports efficient access in and out of RiverCamps while maintaining the natural character the community is known for. | RiverCamps on Crooked Creek spans more than 1,500 acres, with approximately 1,000 acres preserved as conservation land. Community amenities include gated access, boardwalks and trails, a river house, community pool, gathering spaces, kayak and paddle access to Crooked Creek, as well as a community boat ramp and dedicated boat storage for residents—creating a balance of nature, privacy, and thoughtfully designed amenities. | Within RiverCamps on Crooked Creek, 6406 River Bluff Trail stands out for offering true ground-level, single-story living, Flood Zone X placement, and a purpose-built dual-residence layout designed for long-term flexibility and everyday use. | The property is located within RiverCamps on Crooked Creek and is subject to a homeowners association. The current HOA fee is $830.59 per quarter, for an annual amount of $3,322.36. HOA information is provided for convenience and is subject to verification. | All information is deemed reliable but not guaranteed. Buyer to verify if important.

Location

State FL

County Bay

Community Barbecue, Boat Facilities, Clubhouse, Dock, Fishing, Playground, Park, Pool, Waterfront, Community Pool, Gated

Area 04 - Bay County - North

Interior

Interior Features Entrance Foyer

Heating Central, Electric

Cooling Central Air

Flooring Luxury Vinyl Plank

Fireplace No

Appliance Electric Water Heater, Tankless Water Heater

Exterior

Exterior Feature Fire Pit, Porch

Parking Features Additional Parking, Garage, Garage Door Opener

Garage Spaces 3.0

Garage Description 3.0

Pool In Ground, Community

Community Features Barbecue, Boat Facilities, Clubhouse, Dock, Fishing, Playground, Park, Pool, Waterfront, Community Pool, Gated

Utilities Available Cable Connected, Electricity Available, Phone Connected, Underground Utilities

Amenities Available Other, See Remarks, Gated, Gazebo, Barbecue, Picnic Area, Boat Slip

Porch Porch, Screened

Private Pool No

Building

Story 1

Entry Level One

Sewer Public Sewer

Architectural Style Craftsman

Level or Stories One

New Construction No

Schools

Elementary Schools West Bay

Middle Schools Surfside

High Schools Arnold

Others

Tax ID 32611-503-000

Security Features Security Gate,Gated Community,Security Service

Virtual Tour https://www.zillow.com/view-imx/b2036d5c-0a86-43a8-94e0-da7d6d26c59b?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Listed by Coldwell Banker Realty

Aaron Thompson

Advisor | License ID: SL3519273

+1(423) 413-8387

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