3783 Payne Lake RD Chipley, FL 32428
5 Beds
4 Baths
3,100 SqFt
Open House
Fri May 22, 4:00pm - 6:00pm
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 3,100 sqft
Price per Sqft $145
Subdivision Payne Lakes Phase 1
MLS Listing ID 789905
Style Country
Bedrooms 5
Full Baths 4
HOA Y/N No
Year Built 1986
Annual Tax Amount $880
Tax Year 2025
Lot Size 1.450 Acres
Acres 1.45
Property Sub-Type Single Family Residence
Property Description
Inside, the open-concept layout is filled with natural light and showcases stunning lake views through expansive windows. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect setup for entertaining or relaxing after a day on the water.
Step outside to a large deck shaded by mature oak trees overlooking the lake--ideal for morning coffee, sunset dinners, and weekend gatherings. Enjoy kayaking, fishing, paddleboarding, and abundant wildlife right from your backyard.
A separate efficiency suite with private entrance, kitchenette, and full bath adds incredible flexibility for guests, multi-generational living, or potential rental income. With no HOA and plenty of space for boats, hobbies, gardens, or future expansion, this property offers the freedom to truly enjoy lake life.
All this while being less than an hour from Panama City and the beaches. If you've been searching for privacy, views, and a laid-back waterfront lifestyle, this Payne Lake retreat delivers.
Location
State FL
County Washington
Community Short Term Rental Allowed
Area 10 - Washington County
Interior
Interior Features Interior Steps
Heating Central, Electric
Cooling Central Air, Ceiling Fan(s)
Fireplace No
Appliance Electric Range, Electric Water Heater
Exterior
Exterior Feature Deck
Parking Features Additional Parking, Garage, Garage Door Opener
Garage Spaces 3.0
Garage Description 3.0
Fence Chain Link
Community Features Short Term Rental Allowed
Utilities Available Electricity Available
Waterfront Description Lake,Lake Front
View Y/N Yes
Water Access Desc Lake,Lake Front
View Lake
Porch Deck
Private Pool No
Building
Story 2
Entry Level Two
Foundation Slab
Architectural Style Country
Level or Stories Two
Additional Building Second Garage, Guest House
New Construction No
Schools
Elementary Schools Vernon Elementary
Middle Schools Vernon
High Schools Vernon
Others
Restrictions Short Term Rentals Allowed
Tax ID 00000000-00-3322-0003
Special Listing Condition Listed As-Is
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